Case Study: 

Don't expect some gains today.

The Straits Times Index (STI) ended 28.33 points or 0.79% lower to 3548.74, taking the year-to-date performance to +4.29%.

The top active stocks were DBS, which declined 0.72%, Singtel, which declined 1.11%, UOB, which declined 1.36%, CapitaLand, which gained 0.52% and Keppel Corp, with a 1.02% fall.

The FTSE ST Mid Cap Index declined 0.69%, whilst the FTSE ST Small Cap Index declined 0.45%.

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